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The following research highlights the trends in the medical insurance industry in Kenya from 2015 to 2020.

In 2020, medical insurance was the largest class in the general insurance business, accounting for 34.4% of the total gross direct premium income.

Long term insurance industry has recorded steady growth in premiums at an average rate of 11.9% p.a over the last 5 years with pensions and life assurance being the largest classes in terms of the volume of business written.

The PSV sector has experienced significant setbacks in that a number of PSV underwriters have become unable to pay claims and thereby been put under statutory administration.

Road traffic injuries and causalities remain a huge public health and development burden to the Government of Kenya with detrimental effects on households.